This write-up is for subscribers who have been asking how to pay your phone bill without money. In recent times with Covid sweeping the nation and taking jobs away, getting money hasn’t been easy and the regular phone bills are not getting any cheaper because using cell phones is a daily necessity,
So many people want to pay their phone bills but the problem is that there is no money for it. So what can you do when all you have to rely on stimi checks to keep you afloat but you don’t want to spend it on phone bills then make sure you read on to save money on your bills.
Below are some things you can do now to pay your bill even when you don’t have any money.
Request for a repayment plan with your carrier
The majority of the phone companies around are willing to charge you for late fees rather than turn your service off when you can’t pay your bills because you don’t have money.
This is done by coming up with a payment arrangement that both parties will agree on. With this, subscribers will have an additional time frame to pay without having their service interrupted.
So once you foresee you won’t be able to make payment, reach out to your carrier and schedule a payment plan.
The modus operandi of most carriers when it comes to this arrangement are as follows, First choice,
If your cell service contract is up for renewal then consider making the switch to mint mobile because you get all the bells and whistles for cell service you need at just $15 bucks a month which is less than a few Starbucks coffees. They run on the sprint network carrier and since Ryan Reyolds has taken the helm of ownership of the company it has been making waves for its amazing service.
Best of all, if you are struggling to pay your bills or you have collections on your tail then this option should be considered above all others. Why not try it on a risk-free basis and you can cancel it anytime without hassle or cancellation fees.
For Verizon, late payment implies a dropped service and a payment of $20 to get your line functioning again. But for those who have been faithful in paying their bills, the fee can be waived if you convince them. So, reach out to a Verizon representative if you’re their customer and explain your current situation. Your service can be restarted without paying any extra cost
They’re a bit lenient because the late payment does not necessarily mean you’ll lose your service. But you might need to make a proper arrangement with them when you don’t have money to pay or else, you’re likely to incur unnecessary fees. Most times the reconnection fee is around $36 if you want your line to be restored.
Just like other carriers, your service period will likely be extended here but it will be terminated when it’s over. Meaning you might need to pay a reactivation fee. You have the opportunity to strike up a deal when you cannot pay.
Choose a Pre-Paid Phone Company
Another way to pay for your phone bills when you don’t have money is to opt for a company that operates a pre-paid service.
If you know you find it challenging to make ends meet, it’s better to go for a prepaid service provider from the word Go. The good thing about such services is that you get to receive service for the duration of what you’ve paid.
Normally, there is no contract, hence, your service will end but you can restart it when you’re ready to make the payment at no extra cost. Some of the providers in this category are; Boost, T-Mobile, Cricket Wireless, etc.
However, in the future when you’re buoyant enough, you can still switch to pay as you go or better still a 30-day pre-paid SIM So you won’t be stuck in any contract. This package will afford you the phone service you need without a phone contract.
This is good in situations your finances might be wobbly. In addition, you also have the option of selling your phone and utilize the funds for a suitable contractual agreement.
Getting yourself stuck in a debt because of your mobile contract won’t be in your interest. Sometimes terrible times happen but rather than adding to your problem, it’s better to find an exit route till your situation stabilizes. In truth is that your mobile carrier operator will even prefer an arrangement that will benefit everyone.
In our world today, you’ll find life difficult if you can afford a phone. Hence, before entering into any contract, always take your time to compare companies and flexible with their bills.
Preferably, go for pre-paid companies that will meet your needs. At any point you feel worried about paying your bills, do not hesitate to reach out to them to come up with a payment plan that will benefit everyone.
Frequently Asked Questions
What will happen if am unable to pay my phone bill?
Whenever you’re unable to pay your phone contract, your account will be in arrears. In short, there is every tendency for your provider will cut your service off unless you make an earlier arrangement on how to deal with the debt. Always reach out to your carrier when you’re in any difficult situation.
What duration can I stay without offsetting my phone bill?
Making late payments to some phone carrier can still result in your service being disconnected. But it won’t be reported as missed payment directly on your credit report within a space of 90 days.
Is it possible to get my service activated again without bill payment?
For you to get your deactivated service turned back again, means you need to pay your bills. It’s advisable to agree you won’t have issues with when you finally pay your bills. This is especially important when you think you might have an issue paying those bills in the nearest future. You need to get this sorted out before it gets too late.
Is there a way to get help paying my phone bills?
Not being able to afford your bill payment, will result in service interruption in today’s world, which can be frustrating. Our lives revolve around it.
To prevent such a situation, look for flexible service providers in their billing and offer discounts. There must be a pre-paid plan that can meet your need. Some charge as low as $15 per month, go for those services.